Payment infrastructure for African businesses
Collect M-Pesa payments, send B2C payouts, accept USDT, and reconcile everything automatically — through one dashboard and one developer-first API.
STK Push
M-Pesa Gateway
Payment to My Bizz
Do you want to pay KES 5,000 to Paylor Merchant? Enter M-Pesa PIN to confirm.
New transaction alert: KES 5,000.00 has been settled to your wallet.
Hello Jane W., your payment of KES 5,000 to Paylor was successful. Ref: SGX42...
Every way your business gets paid
Four products, one API, one dashboard. Start with what you need today and switch on the rest when you grow.
M-Pesa collections on autopilot
Trigger STK Push prompts, accept paybill and till payments, and let Paylor reconcile every shilling against your references automatically — no more spreadsheet matching.
- STK Push (Lipa na M-Pesa Online)
- C2B paybill & till collections
- Automatic reconciliation
B2C payouts in one API call
Send salaries, refunds, and supplier payments straight to any M-Pesa number. Transparent fee quotes on every payout, with wallet balance checks before money moves.
- Instant M-Pesa B2C disbursements
- Fee quote returned on every payout
- Idempotent — safe to retry
Payment received! KES 12,400 from John Doe.
10:42 AMAccept USDT from anywhere
Create a USDT (TRC20) payment intent, share the address, and let our blockchain monitor confirm the transfer automatically. Borderless revenue, settled to your wallet.
- USDT on TRON (TRC20)
- Automatic on-chain confirmation
- Hosted crypto payment links
One wallet, many payment rails
Collect and disburse across providers like SasaPay, Paystack, M-Pesa, Tigo Pesa, and Airtel Money — reconciled into a single custodial wallet with a full ledger.
- Kenya & Tanzania provider rails
- Custodial wallet with ledger
- Hosted payment links & FX display
Live in three steps
Create your account
Sign up free, complete KYC, and add your payment channels from the merchant dashboard.
Integrate or share a link
Grab API keys and call one endpoint — or skip code entirely with hosted payment links.
Get paid & reconciled
Signed webhooks confirm every payment in real time, matched to your own references.
One request to get paid
A clean REST API with Bearer authentication, idempotency keys, signed webhooks, and copy-paste examples in Node.js, Python, PHP, and cURL. Go from API key to first payment in minutes.
Built like money depends on it
Because it does. Every layer of Paylor is designed so funds only move when they should.
Signed webhooks
Every callback is signed with HMAC SHA-256 so your server can verify it came from Paylor.
Idempotent payments
Idempotency keys on every payment endpoint mean network retries never double-charge.
Scoped API keys
Project-scoped keys with granular permissions, instant revocation, and rotation.
Verified counterparties
Provider callbacks are IP-validated and signature-checked before any balance moves.
Frequently asked questions
Start getting paid the easy way
Free signup, zero setup fees, pay-as-you-go pricing. Your first collection is minutes away.